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SMSF Loan
SMSF Loan
Use money in your Self-Managed Superannuation Funds to buy residential and commercial property A self managed super fund loan or SMSF property loan enables the fund to borrow money for the purchase of income producing property. Recent changes to the laws & regulations around SMSF loans have made buying property with super a more popular decision for many Australians. The property purchase has to be for the sole purpose of following the SMSFs investment strategy and creating wealth for retirement.

The Self Managed Super Fund (SMSF) Loan is tailored to provide loans to trustees of authorised regulated Australian Self Managed Super Funds (SMSFs) to borrow for the purpose of purchasing residential property.

It’s important to consider that borrowing through your SMSF to invest in property can be a complex strategy. We strongly recommend that you source independent Legal and Financial advice before applying.

If you have a self managed super fund or are considering establishing your own super fund, a properly structured self managed super fund loan will allow your fund acquire a real state asset for capital growth and return.

SMSF loans are also known as limited recourse borrowing arrangements (LRBAs). The super fund loan is a limited recourse loan which means recovery of the loan is limited to the security property, in the event of default other super fund assets are not at risk.

Serviceability of the loan can be demonstrated through rental income from the investment property as well as member contributions and ongoing income from other assets held in the self managed fund.

SMSF loans are generally supported by personal guarantee/s from the beneficiaries (members) as well as confirmation from the SMSF trustee that the loan is in line with the funds investment strategy.

The Best SMSF Loan Assistance in Melbourne
In Melbourne, there are only a handful of brokers who are masters of Self Managed Super Fund (SMSF) loans and can help you with the lending options and other details. We are proud to state that we at ITER Finance Pty Ltd are one of them. Based in the Melbourne metropolitan area, we are one of most promising names, helping our clients all over Australia in getting the best of SMSF loan options. Our experts are not only well familiar with SMSF lending strategies & solutions, but they can also help our clients, refinance their SMSF loans and take out their commercial loans and rent back to themselves.

Our experts also help the SMSF trustees to optimise their loan and the lending structure to get the best possible outcome. They would use the best lending products, the latest and smartest strategies to provide meticulously tailored service and at an affordable rate.

How do we assist our clients?
Self-managed super fund (SMSF) loans are used for purchasing an investment property, whereby the income that is generated from this investment turns our to be the very part of the super fund’s retirement savings. Thus, as one of the vetted SMSF fund specialists, we offer certain consolidated SMSF loan information and can further assist you in having:

  • SMSF Low Doc Loans
  • SMSF Loan Liquidity Requirements
  • Refinancing of SMSF loans, including refinancing a private Loan into a SMSF loan
  • Unit Trust Loan with SMSF Unit holder
  • Limited resource loan
  • Using SMSFfor investing in property
  • Bare Trust
  • Using SMSF for investing in commercial property

How does it work at ITER Finance Pty Ltd?
Our experts follow the steps to assist our clients.

Step 1: Initial consultation – in person or remotely
Step 2: Gathering information to ascertain the financial station of the client
Step 3: Comprehensively reviewing the financial position followed by suggested proposal and assessment of the best and the most appropriate deals that are available
Step 4: Completion of the necessary paperwork for application and follow up of the negotiation with the lenders
Step 5: Finalising the approval and arrangement of the formal paperwork for signing of the agreement.

What makes our SMSF specialists next to none?
  • They have unfathomable knowledge about SMSF loans and the restrictions thereof
  • They have a very strong industry connections across the entire property & financial business fraternity
  • They uphold a professional, yet cordial approach towards
  • They have the ability of working online for faster results
  • They are committed to keep our clients up to date throughout their application process

Book our Service
Call us to fix an appointment with our experts or book our service straight away.